Factoring klarna
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Supported payment providers
Supported payment providers
TAP partners with a growing number of Payment Providers to allow you to offer your customer's preferred payment method on your payment terminals.
| PSP name | AgreementId/key |
|---|---|
| SWISH_E_COM | SWISH_ID |
| KLARNA | KLARNA_MERCHANT_ID, KLARNA_PASSWORD |
| SANTANDER | SANTANDER_MERCHANT_ID |
SWISH
Swish is a is a mobile payment app (digital wallet) which lets users pay for products and services with their bank account. They need to have a Swish account with a Swedish bank account as a funding source.
When your buyers select Swish as a payment method on the Terminal, the Terminal shows a QR Code. They scan that QR Code with their mobile phone from within the opened Swish app. Now they complete the payment on their phone.
| Payment type | A2A |
| Refunds | ✅ |
| Cancel payment | ✅ |
| Direct charge | ✅ |
| IPSP | ✅ |
| Currencies | SEK |
| Countries | SE |
Klarna
Klarna's provides multiple Buy Now Pay Later (BNPL) options for your customers.
Klarna is an innovative financial company, which has been offering easy-to-use payment solutions and factoring since Klarna takes over the credit and fraud risk for both merchants
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Building a Disruptive Payments Company (with Klarna CEO Sebastian Siemiatkowski)
Ben: Hello, Acquired listeners. Today, we are doing a deeper dive into the payments landscape after our Visa episode late last year. To do that and learn more about his company, Klarna, we are joined bygd Sebastian Simemiatkowski, the co-founder and CEO of Klarna.
That is a name that many of you probably recognize. They are best known as a buy-now-pay-later company with ambition to play a broader role in the payments landscape. They were founded 19 years ago in huvudstaden, not too different from our friends of the show at Spotify, and by now have million consumers globally using the service and powering two million payments a day. We will get into Klarna specifically later on. First, welcome Sebastian.
Sebastian: Thank you for having me. It's great to be here.
Ben: inom want to ask you in some ways a crazy softball question, and in other ways an impossible question to answer. Starting at the 30, foot view, if someone asks you, hey, can I have a high-level overview of how payments works and who are the major players in the value chain in five minutes or so, how would you respond to that?
Sebastia
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Klarna: Was ist das und wie funktioniert es? Rechnung, Ratenkauf / Ratenzahlung, Kosten &#; Gebühren
Klarna mit Sitz in Stockholm agiert als Zahlungsdienstleister und Finanzdienstleister. Der vollständige Name lautet Klarna Bank AS.
In Deutschland ist das Unternehmen in München ansässig. Kunden in Deutschland steht neben der Bezahlfunktion auch die Möglichkeit offen, Festgeldkonten zu eröffnen. Der Schwerpunkt der Schweden liegt jedoch im Bereich der Zahlungsabwicklung.
Über Onlineshops in 14 Ländern arbeiten mit Klarna zusammen. Der Umsatz belief sich im Jahr auf über Millionen Euro.
Klarna: Was ist das?
Das Wichtigste auf einen Blick
- Klarna bietet einen Bezahlservice auf Factoring Basis an.
- Der Kunde kann zwischen Einmalzahlung und Ratenzahlung wählen.
- Die Bezahlung erfolgt über die Verknüpfung des Kontos mit der Klarna-App.
- Kosten entstehen nur bei Ratenzahlung in Form von Zinsen.